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HLI Blog! A library of information about the homeless
We have over 350 blogs about homelessness, to find the topic you are looking for, enter your question in the search icon, or simply scroll or see our different catagories.


Essential Guide to Filing Pro Se Chapter 13 Bankruptcy and Stopping Foreclosure Sales, represent yourself in bankruptcy
Filing for Chapter 13 bankruptcy on your own can feel overwhelming, especially when facing a foreclosure sale. Knowing exactly what forms to file and how to handle deferred payments can make a critical difference. This guide breaks down the minimal forms you need to file pro se Chapter 13 bankruptcy and explains how to stop a foreclosure sale effectively.
4 days ago4 min read


Navigating Suffolk County Emergency Housing: How to Survive, Protect Your Belongings, and Keep Moving Forward
Summary Navigating emergency housing through Suffolk DSS can feel dehumanizing, especially when faced with indifferent operators and unsafe, shared room environments. To protect your well-being, treat your stay as temporary by strictly documenting all caseworker communications, securing your vital documents and food, maintaining neutral boundaries with roommates, and leveraging local housing advocacy groups to help transition into permanent, safe housing. Reaching out to Soci
5 days ago3 min read


How to Apply for Spa Housing on Long Island NY: Comprehensive Guide, Required Documents & Follow-Up Steps
Short Summary: This comprehensive guide outlines how to apply for spa housing on Long Island, NY. It details the application process, necessary documents, and follow-up tips to secure your stay at a wellness retreat. Image: A tranquil spa environment featuring calming décor and natural light, providing a peaceful atmosphere for relaxation. (image-placeholder.jpg) Image Description: A serene and inviting spa setting with calming décor and natural light, ideal for relaxation an
Jul 213 min read


Cancer Patients: Essential Resources and Support for Cancer Patients Facing Financial Hardships
Facing cancer is an exhausting battle, and having to worry about keeping a roof over your head at the same time is an incredibly heavy burden. Please know that you do not have to carry this stress alone; there are dedicated programs designed to step in and offer financial relief precisely for this situation.
Because the most immediate threat is eviction, it is best to approach this with a mix of national cancer-specific resources, local emergency aid, and open communication
Jul 164 min read


How does a veteran increase disability to 100 percent?
Increasing a veteran’s VA disability rating to 100 percent involves filing an appeal or a new claim showing that their service-connected condition(s) have worsened significantly. Veterans can choose among several appeal pathways or submit a new claim with updated medical evidence demonstrating increased severity or new symptoms. Attending a Compensation & Pension (C&P) exam and providing detailed medical records and functional impact statements are essential steps. The proces
Jul 142 min read


Consequences of Not Paying Car Insurance in New York and Ticket Implications
Driving without paying your car insurance in New York State (NYS) can lead to serious legal and financial troubles. Many drivers underestimate the impact of letting their insurance lapse or failing to reinstate it after a suspension. This post explains what happens if you don’t pay your car insurance in NYS, the consequences of getting a ticket during that time, and what to expect when you reinstate your insurance
Jul 94 min read


Starting a Business on SSI: Avoiding LLC and S Corp Pitfalls to Protect Your Benefits
Starting a business while receiving Supplemental Security Income (SSI) can be a smart way to increase your income and gain independence. But many people worry about how forming an LLC or an S Corporation might affect their SSI benefits. The truth is, there are hidden traps in these business structures that could unintentionally reduce or even eliminate your benefits if you’re not careful. This post will help you understand those risks and how to protect your SSI while pursuin
Jul 83 min read


Support Resources for Homeless Parents of Autistic Children on Long Island NY
Navigating homelessness is challenging for any parent. When you are also caring for a child with autism, the difficulties multiply. On Long Island, New York, families facing this situation often struggle to find the right support and resources to meet both housing and special needs. This post explores practical solutions and available services designed to help homeless parents with autistic children regain stability and access essential care.
Jul 74 min read


Shelter transfer guide: Suffolk & Nassau County DSS Emergency Housing Transfer Guide
f you are currently placed in an emergency housing placement or shelter through the Department of Social Services (DSS) in Suffolk or Nassau County, transferring to a different shelter is possible, but it is entirely handled and regulated by DSS. You cannot simply walk into a different shelter and check in; you must get a formal re-assignment from your DSS caseworker.
Jul 13 min read
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